Home Loan

Get The Best Home Loan Deals Tailored To Your Needs

Buying a home is one of the most important decisions of your life, and finding the right home loan should be simple — not stressful. At Loansvala, we partner with India’s leading banks and housing finance companies to get you the best interest rates, flexible EMIs, and quick disbursals.

Financial Advisory Expert

Get professional guidance on choosing the right bank and plan

Professionals Worker

Assistance with document preparation and submission

Investments Management

Advice on how to structure your loan for maximum savings

Financial Report

Detailed EMI and eligibility calculations before you apply

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We’re a Trusted and Professional Loan Provider Company

Compare home loan interest rates, processing fees, and terms from multiple banks in one place. Save time, money, and effort by applying through Loansvala and getting instant guidance from our experts.

Banks	LIC Housing	PNB Housing Finance	HDFC Bank	AXIS Bank	State Bank Of India (SBI)	ICICI Bank
Rate of Interest	8.50% – 10.50%	8.50% – 11.95%	8.50% – 9.40%	8.60% – 9.05%	8.60% – 9.65%	9.00% – 9.10%
Processing Fee	Below 1 Cr: Upto Rs.10000 + AT Above 1 Cr: Rs.20000 + AT	Rs.10000 + GST	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	Nil till 31.04.2023	2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Loan Amount	Loan amount upto 75 lacs : 80% of the property cost Loan amount above 75 lacs : 75% of the property cost	Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac – 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property	Rs.8,00,000 – Maximum 80% of the Cost of the Property (Subject to Income Eligibility)	Loans upto 80% of the property value	Loan amount upto 30lac: 90% Loan amount above 30lac- upto 75Lac: 80% Loan amount above 75Lac: 75%	upto 90% of market value
Prepayment Charges	Below 1 Cr: Upto Rs.10000 + AT Above 1 Cr: Rs.20000 + AT	NIL	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	No Prepayment or foreclosure Charges	3000 + Tax

Whether you are a first-time buyer or looking to refinance an existing home loan, our advisors ensure that you get the most competitive rates available. We handle all communication with banks, keep you updated throughout the process, and make sure your loan is disbursed on time.