Personal Loan
- Home
- Personal Loan
Quick and easy personal loans to cover your every need – no collateral required.
Whether it’s a medical emergency, wedding expenses, travel plans, or debt consolidation, Loansvala helps you get personal loans with flexible repayment options and attractive interest rates. Our experts guide you through every step so you get funds without the stress.
Instant Approval
Get pre-approval and disbursal within 24-48 hours
No Collateral Required
Unsecured loans with simple eligibility criteria
Flexible Tenure
Repay over 12 to 60 months based on your comfort
Transparent Process
No hidden charges, complete cost breakdown before you apply
Get Exclusive Quotation
Compare Personal Loan Offers From Leading Banks
Save time by comparing interest rates, processing fees, and prepayment options across multiple banks — all in one place. Choose the lender that matches your budget and repayment preferences.
| Bank | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges |
|---|---|---|---|---|
| HDFC Bank | 10.25% – 16.00% | Up to 2.5% + GST | ₹50,000 – ₹40 Lakhs | 2% after 12 months |
| ICICI Bank | 10.50% – 17.50% | Up to 2% + GST | ₹1 Lakh – ₹25 Lakhs | NIL after 12 months |
| Axis Bank | 10.99% – 18.00% | 1.5% – 2% + GST | Up to ₹25 Lakhs | Foreclosure allowed after 12 months |
| Kotak Bank | 11.00% – 18.50% | 2.5% + GST | ₹1 Lakh – ₹20 Lakhs | 3% prepayment charges |
Personal loans are a convenient way to access funds for any urgent or planned expenses without pledging any security. Our team helps you get the best offer based on your income, credit score, and repayment capacity.
Our Banking Partenrs
